Free cash app accounts - Cash App Taxes also provides one year of audit defense for free. If you decide to file with Cash App again in 2024, the audit defense protection extends to three years. Taxpayers can file ...

 
To invite a friend to Cash App: Tap the profile icon on your Cash App home screen. Tap the “Invite Friends” button. Tap Allow to allow Cash App to access your contacts and make inviting friends easy. Tap Get $ next to a contact’s name to invite them. If you haven't allowed Contacts Access, you can still invite friends by typing in their .... Elf game

You can start by entering in the new email or phone number you want to use for your new account. From there, Cash App will walk you through the onboarding process and help you create your new, second account. (Optional) Verify your second account: If you want to get the most out of Cash App, verify your second account.We have answers. A Microsoft account does not need a Microsoft email The email address used to sign into your Microsoft account can be from Outlook.com, Hotmail.com, Gmail, Yahoo, or other providers. Create a Microsoft Account. You may already have an account You can use an email address, Skype ID, or phone number to sign into your Windows PC ...No fee to transfer money from your Cash App account to a linked account with the standard option. The money is typically available in 1-3 business days. $0: Instant Deposit. Fee for expedited transfer from your Cash App account to a linked account. Funds are typically available within minutes.A: Yes - The best way to contact Cash App Support is through your app. Tap the profile icon on your Cash App home screen, select Support, and navigate to the issue. Check out Contact Cash App Support here for all the ways you can reach out. You may also reach Cash App's support team at 1 (800) 969-1940.Cash App Acceptable Use Policy. Last Updated: July 27, 2023. In this policy: I. What's not allowed. Activity involving illegal and other related substances. Allowing a minor to use Cash App. Bullying and harassment. Fraud and deceptive activity.eCBSV Agreement. Authorization for the Social Security Administration to Disclose Your Social Security Number Verification. I authorize the Social Security Administration (SSA) to verify and disclose to Block, Inc. through Socure Inc., their service provider, for the purpose of this transaction whether the name, Social Security Number (SSN) and ...Cash App is the easy way to send, spend, save, and invest* your money. Download Cash App and create an account in minutes. With Cash App, you can send, request, and receive money from friends and family. It’s easy to pay friends or split rent with roommates. Cash App Card is the only free* debit card with exclusive discounts on everyday ... Cashing Out transfers your funds from your Cash App balance to your debit card or bank account. To order yours: Go to the Card tab on your Cash App home screen. Select Get your free card. Select Continue. Follow the steps. You must be 13+ (with parental approval) or older than 18 to apply for a Cash App Card. Cards should arrive within 14 days. Available Features and Limits. Sponsored accounts will have access to the following features and limits: Send, receive and request USD payments ($1,000 per 30 days); including recurring Allowance Payments. Cash Out from balance ($25,000 per 7 days) Add Cash to Cash balance ($7,500 per 30 days) Cash Card spending and ATM Withdrawals. …Apr 21, 2021 · Related: How to Set Up Cash App. From the initial account set up, Cash App lets you receive up to $1000 per month and send up to $250 per week. Alternatively, additional benefits for verified accounts include an optional Visa debit card, direct deposit, and increased transfer limits. Download: Cash App for iOS | Android (Free) Download Cash App to get started. Cash App is the #1 finance app in the App Store. Pay anyone instantly. Save when you spend. Bank like you want to. Buy stocks or bitcoin with as little as $1. The Fastest Growing website to make money online from anywhere. Only tested & verified tasks. Instant withdrawals. PayPal, Bitcoin, VISA & much more.GENERAL. 1. Sponsor. The $5,000 Giveaway (the “Sweepstakes”) is sponsored by Block, Inc., 1955 Broadway Street, Suite 600, Oakland, California 94612 for US Cash App customers and Squareup Europe Limited, 101 New Cavendish Street, London W1W 6XH f for UK Cash App customers (“Sponsor” or “Cash App”). 2.File for free and get your max refund. Cash App Card. A card unlike any other. Savings. Set aside money for your goals. 13 and up. Everyone 13 and up can now use Cash App. ... Check the spelling of the account name. Cash App will only post on its official verified channels on social media via @CashApp.Some have speculated that their account can be hacked by someone who simply knows the Cashtag, the username associated with a Cash App account. Cash App accounts can be more rewarding for hackers ... Download Cash App to get started. Cash App is the #1 finance app in the App Store. Pay anyone instantly. Save when you spend. Bank like you want to. Buy stocks or bitcoin with as little as $1. Here's a step-by-step explanation of how to use Cash App: Download the app. Cash App is available for both iPhone and Android. Set up a Cash App account. Follow the prompts to enter your contact ... Over 10 million returns filed, all for $0. “Cash App Taxes is 100% free and doesn’t offer paid tiers or add-on services”. CHECK OUT THE ARTICLE. “Stop shelling out for expensive tax software and let Cash App Taxes file your state and federal taxes for free”. To add a debit card to Cash App, open the app and tap on your Profile icon. Go to Linked Banks > Link Debit Card and follow onscreen prompts. To add a credit card, first link a bank account or ... The Fastest Growing website to make money online from anywhere. Only tested & verified tasks. Instant withdrawals. PayPal, Bitcoin, VISA & much more. FREQUENTLY ASKED QUESTIONS. How much money can you really earn on Freecash? How to make money on Freecash? How long does it take to cash out your money? Is … Create an Account. Tap on Cash App to launch it. To create an account, enter your phone number or an email address. Cash App will send you a secret code via text or email—enter it. You can invite friends to sign up with Cash App to earn cash (optional) Enter your debit card info to link your bank account to Cash App. How does Cash App keep my account safe? Cash App uses cutting-edge encryption and fraud detection technology to make sure your data and money is secure. Any information you submit is encrypted and sent to our servers securely, regardless of whether you’re using a public or private Wi-Fi connection or data service (3G, 4G, or EDGE). To view it online: Sign in at cash.app/account using your email or phone number. Scroll through the Activity page for your transaction history. Click on a payment for more details. Click and type into the search bar at the top of your activity to find recipients or payment types. You also can filter by date or payment amount by clicking ... To update your contact information: Tap the profile icon on your Cash App home screen. Select Personal. Tap the email address or phone number you wish to change. Tap Add Phone or Email to update. Your Cash App account can be associated with multiple phone numbers and email addresses. If the phone number or email is associated with another ...You can use your Cash App Card at any ATM for a $2.50 fee, plus any out-of-network fees charged by the ATM operator. Cash App provides unlimited free withdrawals at in-network ATMs, as well as one instantly reimbursed out-of-network withdrawal per 31 days, for customers who get $300 (or more) in paychecks directly deposited into their Cash App ...Cash App is the easy way to send, spend, save, and invest* your money. Download Cash App and create an account in minutes. With Cash App, you can send, request, and receive money from friends and family. It’s easy to pay friends or split rent with roommates. Cash App Card is the only free* debit card with exclusive discounts on everyday ...‎Cash App is the easiest and quickest way to send and receive money for free. Pay friends, family, and co-workers – anyone, really – or get paid back. Simply link your debit card, select an amount to send, and type in a friend's £cashtag or mobile number. ... Transfer from your Cash App balance to your bank account instantly. FREE There ...Cash App is free to download, and it doesn’t cost anything to send or receive money with the app. Standard transfers to your connected bank account are free as well. Cash App isn’t 100% fee-free. You may be charged a fee for ATM withdrawals and Bitcoin transactions, and instant transfers to your connected bank account cost the …Business payments have a 2.75% processing fee automatically deducted on each payment received. No processing fees for incoming payments. Cash for Business accounts do not need to pay an Instant Deposit fee. Cash App for personal accounts need to pay a 1.5% fee for instant transfer transactions. Open a free business.Revolut — Best Travel Card and Account. Renowned for its vast multi-currency capabilities, Revolut not only allows you to instantly transfer funds to other account holders for free, but also enables you to send money across the globe in more than 30 currencies. Revolut is a powerhouse of features. Like Cash App, it allows direct …Cash App deducts a 2.75% processing fee on each payment you receive to your Cash App for Business account. Create a Cash App for Business Account Creating a Cash App for Business account is simple and free. P2P services, Cash App Pay, and Savings are provided by Block, Inc. Bitcoin features are not available for sponsored accounts in the state of New York. **Cash App balance is FDIC-insured through Wells Fargo Bank, N.A., Member FDIC for up to $250,000 per person. Bitcoin and Cash App Investing balances are not covered by FDIC insurance. III. Cash App Account and Communication 1. Cash App Account. Here’s the part where you tell us you own the email or phone number you registered with and that the personal information you provide to us is correct. You agree to cooperate with us so that we can verify your identity. We might use third parties to help us do so.Problem Linking Bank Account. If you are having trouble linking your bank account to your Cash App: Tap the Money tab on your Cash App home screen. Press Cash Out and choose an amount. Select Standard (1-3 business days) Type “cashapp” in the search field. Press Add Manually. Enter your routing and account numbers.Transaction fees. The Cash App business account comes with transaction fees, as is typical with peer-to-peer business accounts. You'll pay a fee of 2.75% per transaction, which is slightly higher ...7. Shop With Your Cash App Debit Card. Cash back is another way you can earn free Cash App money every day. Cash App offers a convenient way for users to shop online or in-store using a debit card. The debit card pulls cash directly from your account and offers cash back on eligible purchases.Cash App is made in 2015 as Square Cash, is really a mobile app designed for sending and receiving money. It is readily available for iOS along with Android users, and establishing a free account is free of charge. Cash App can be used to instantly send and receive payments within the USA, however it won't do the job for …FREQUENTLY ASKED QUESTIONS. How much money can you really earn on Freecash? How to make money on Freecash? How long does it take to cash out your money? Is …Over 10 million returns filed, all for $0. “Cash App Taxes is 100% free and doesn’t offer paid tiers or add-on services”. CHECK OUT THE ARTICLE. “Stop shelling out for expensive tax software and let Cash App Taxes file your state and federal taxes for free”. CHECK OUT THE ARTICLE. "The Cash App Card is a strong debit card with no ...Earn up to $33.12 per offer. 174 Available offers now. 0h 17m 32s. Average time until user makes first cashout. $17.4. Average money earned by users yesterday. $10,903,128.92. Total USD earned on Freecash.Receive and send money for free with Cash App. Pay anyone in using a phone number, email, or $cashtag. Send and receive stocks and bitcoin, too. Do more with your moneyTo add a debit card to Cash App, open the app and tap on your Profile icon. Go to Linked Banks > Link Debit Card and follow onscreen prompts. To add a credit card, first link a bank account or ...Cashing Out transfers your funds from your Cash App balance to your debit card or bank account. To order yours: Go to the Card tab on your Cash App home screen. Select Get your free card. Select Continue. Follow the steps. You must be 13+ (with parental approval) or older than 18 to apply for a Cash App Card. Cards should arrive within 14 days.Here's how: Tap the Activity icon at the bottom-right corner of Cash App. Tap the money request. Tap More Options or the three-dot menu at the top-right corner. Tap Decline Request. Or, if you want to take things a step further, tap Decline & Report This Request to report the scammer to Cash App. 3.Tax Reporting for Cash App. Certain Cash App accounts will receive tax forms for the 2021 tax year. Log in to your Cash App Dashboard on web to download your forms. For any additional tax information, please reach out to a tax professional or visit the IRS website. Tax Reporting for Cash App for Business accounts and accounts with a …Users can download Cash App, set up an account and make many transactions for free. Other transactions require a small fee, which, depending on the type, can range from 0.5% to 3%. A transaction fee of up to $2.50 may apply to ATM withdrawals using a Cash Card*. Here’s what users need to know about those fees and what they … P2P services, Cash App Pay, and Savings are provided by Block, Inc. Bitcoin features are not available for sponsored accounts in the state of New York. **Cash App balance is FDIC-insured through Wells Fargo Bank, N.A., Member FDIC for up to $250,000 per person. Bitcoin and Cash App Investing balances are not covered by FDIC insurance. Android. Go to the Cash App listing in the Play Store, and tap ‘Join Beta’. From the Cash App listing in the Play Store, tap settings and enable automated updates—that way, you‘ll always be testing the latest version. If you ever want to leave the beta program, just go back to the Cash App listing in the Play Store and tap ‘Leave Beta’.You can also access your account statements online: Log into your Cash App account at cash.app/account. On the left, click Documents then Account statements. Click the dropdown arrow next to the year. Click View next to the month in question to open the statement. This statement will contain your starting and ending balance for the month, …Feb 28, 2023 · You can avoid fees – Up to 3 ATM withdrawals per 31 days will be reimbursed if you receive paycheck direct deposits to your Cash App account that total more than $300 per month. There’s a cap on reimbursement – A maximum of $7 will be reimbursed per withdrawal, meaning a cap of $21 per 31-day period will be reimbursed. Transfers to your bank account are free and take one to three business days. If you need money faster, you can request an instant transfer to your debit card for an additional fee of 1.5% of the amount you transfer plus 25 cents. ... If you need help with your Cash App account, verify that you’re working with legitimate Cash App ...Cashing Out transfers your funds from your Cash App balance to your debit card or bank account. To order yours: Go to the Card tab on your Cash App home screen. Select Get your free card. Select Continue. Follow the steps. You must be 13+ (with parental approval) or older than 18 to apply for a Cash App Card. Cards should arrive within 14 days.Order Cash App Card. The Cash App Card is a free, customizable debit card that is connected to your Cash App balance. It can be used anywhere Visa is accepted, both …The best free stock trading apps in 2024 offer low account minimums, commission-free trading, and more. ... for margin accounts, plus a cash management account that offers a 0.30% APY.If you have a Cash App Card, or are a sponsor of any active sponsored accounts, up to $250,000 of your cash and savings balances in Cash App is covered by FDIC insurance through our partner bank Wells Fargo Bank, N.A., Member FDIC. All active sponsored accounts and their sponsors are also FDIC insured with or without a Cash App Card.If you have a Cash App account, you can receive transfers from your Square POS account into your Cash App. You can do this using your Cash App account and routing number. Note: This option is available for standard transfers only (not instant transfers) and can take up to four business days (excluding weekends and holidays). Square isn’t able ...New to Cash App? Create account. Sign in to your Cash App account. View transaction history, manage your account, and send payments.A parent or guardian with a verified account can also invite someone between the ages of 13 and 17 to create a Cash App account and manage money together. To invite someone between the ages of 13 and 17, follow these steps in-app: Tap the Profile Icon on your Cash App home screen; Select Family; Tap Invite a teen6 days ago · How to send money online, on mobile or in person. Jump to each of our picks for the best ways to send money to friends and family: Bank wire transfer. Cash App. Google Pay. PayPal. Venmo ... It pays to use your Cash App Card. Round Ups. Start saving your spare change by rounding up to the nearest dollar. Exclusive access. Your card gets you in to concert presales, special events, and more. Collections & collabs. Shop limited edition drops from Cash by Cash App that go with your card.Nov 4, 2021 · People age 13 and up can now open a Cash App account that allows them to send (and receive) money to (and from) peers, among other features. They can also request a physical debit card for use IRL. Until now, users had to be 18 or older. Parental authorization is required for the teen accounts, and there are certain restrictions, of course. Cash App deducts a 2.75% processing fee on each payment you receive to your Cash App for Business account. Create a Cash App for Business Account Creating a Cash App for Business account is simple and free. Get help using the Cash App and learn how to send and receive money without a problem using our support. Cash App Support. How can we help? Popular Topics. How Do I Access an Old Account? ... Account Settings. Cash Offers. Bitcoin. Direct Deposit. Investing. Tax Reporting for Cash App. Authorized Users Under 18. Contact us.Keep track of your business health. Have an eye on the big picture so you can make better business decisions. Our robust small business accounting reports are easy to use and show month-to-month or year-to-year comparisons so you …Cash App Investing accounts are free to open and charge no commission fees when you buy or sell stock. Simply make your first stock purchase using the app to open an account. This is available to U.S. residents only. To open an account, you must be at least 18 years old and be able to provide the following:The best free stock trading apps in 2024 offer low account minimums, commission-free trading, and more. ... for margin accounts, plus a cash management account that offers a 0.30% APY.Cash App Acceptable Use Policy. Last Updated: July 27, 2023. In this policy: I. What's not allowed. Activity involving illegal and other related substances. Allowing a minor to use Cash App. Bullying and harassment. Fraud and deceptive activity.Jun 21, 2021 · No fee to transfer money from your Cash App account to a linked account with the standard option. The money is typically available in 1-3 business days. $0: Instant Deposit. Fee for expedited transfer from your Cash App account to a linked account. Funds are typically available within minutes. You can also access your account statements online: Log into your Cash App account at cash.app/account. On the left, click Documents then Account statements. Click the dropdown arrow next to the year. Click View next to the month in question to open the statement. This statement will contain your starting and ending balance for the month, … You can use your Cash App Card at any ATM for a $2.50 fee, plus any out-of-network fees charged by the ATM operator. Cash App provides unlimited free withdrawals at in-network ATMs, as well as one instantly reimbursed out-of-network withdrawal per 31 days, for customers who get $300 (or more) in paychecks directly deposited into their Cash App in a given calendar month. The Cash App account can only be funded through electronic payments: direct deposit, transfers from a linked bank account or payments from other Cash App users. As of 2022, Cash App users can deposit checks through the app. ... You must also pay a fee for an expedited Bitcoin withdrawal, but standard-speed withdrawals are free. …The reimbursed fees will be added back to your Cash App account, providing you with free money to use for other transactions or future withdrawals at fee-free ATMs. By planning your withdrawals and being mindful of fee-free ATM locations, you can maximize your earnings from ATM fee reimbursements on Cash App. Enjoy the … Cashing Out transfers your funds from your Cash App balance to your debit card or bank account. To order yours: Go to the Card tab on your Cash App home screen. Select Get your free card. Select Continue. Follow the steps. You must be 13+ (with parental approval) or older than 18 to apply for a Cash App Card. Cards should arrive within 14 days. Some have speculated that their account can be hacked by someone who simply knows the Cashtag, the username associated with a Cash App account. Cash App accounts can be more rewarding for hackers ...A: Yes - The best way to contact Cash App Support is through your app. Tap the profile icon on your Cash App home screen, select Support, and navigate to the issue. Check out Contact Cash App Support here for all the ways you can reach out. You may also reach Cash App's support team at 1 (800) 969-1940.How to open a new Cash App account. Opening a new Cash App account is very easy and takes just a few minutes by following the steps below: Launch the Cash App on your phone. If you’re still logged in to your previous Cash App account, click the profile at the top of the screen. Scroll down the app and tap the “Sign Out” option. A: Yes - The best way to contact Cash App Support is through your app. Tap the profile icon on your Cash App home screen, select Support, and navigate to the issue. Check out Contact Cash App Support here for all the ways you can reach out. You may also reach Cash App's support team at 1 (800) 969-1940. Cash App Acceptable Use Policy. Last Updated: July 27, 2023. In this policy: I. What's not allowed. Activity involving illegal and other related substances. Allowing a minor to use Cash App. Bullying and harassment. Fraud and deceptive activity.6 Steps to Create Multiple Cash App Accounts. Creating your second Cash App account is a bit similar to setting up your first one with a few modifications: 1: Open Cash App on your phone or laptop. Since you already use the service, you should have the application on your phone. 2: Sign out of the first account by clicking on the profile icon ...You can also access your account statements online: Log into your Cash App account at cash.app/account. On the left, click Documents then Account statements. Click the dropdown arrow next to the year. Click View next to the month in question to open the statement. This statement will contain your starting and ending balance for the month, …The IRS requires that Cash App generate a Form 1099-K for all Cash App for Business customers who receive a certain amount of payments in the calendar year. See our Tax Reporting with Cash App for Business article for more information. Learn how to sign up for a Cash App account and switch to a Cash App for Business account here.See full list on wikihow.com Cash App offers eligible customers free overdraft coverage that allows you to overdraw on your Cash balance for free. Cash App will never charge you any overdraft fees for overdrawing your balance. Accounts may receive up to $50 in free overdraft coverage, but coverage limits for individual accounts will vary and can change over time. Cashing Out transfers your funds from your Cash App balance to your debit card or bank account. To order yours: Go to the Card tab on your Cash App home screen. Select Get your free card. Select Continue. Follow the steps. You must be 13+ (with parental approval) or older than 18 to apply for a Cash App Card. Cards should arrive within 14 days.Venmo. Like Cash App, Venmo⁵ provides a neat way to send and receive money from friends and family in the US. It’s perfect for splitting a bill or paying your rent for example, and has some nice social features which make it easier to chat, like and comment when you send, request or receive money. Link your Venmo account to a bank account ...A: Yes - The best way to contact Cash App Support is through your app. Tap the profile icon on your Cash App home screen, select Support, and navigate to the issue. Check out Contact Cash App Support here for all the ways you can reach out. You may also reach Cash App's support team at 1 (800) 969-1940.You can start by entering in the new email or phone number you want to use for your new account. From there, Cash App will walk you through the onboarding process and help you create your new, second account. (Optional) Verify your second account: If you want to get the most out of Cash App, verify your second account.Available Features and Limits. Sponsored accounts will have access to the following features and limits: Send, receive and request USD payments ($1,000 per 30 days); including recurring Allowance Payments. Cash Out from balance ($25,000 per 7 days) Add Cash to Cash balance ($7,500 per 30 days) Cash Card spending and ATM Withdrawals. …After linking a card or account to Cash App: Access the Money tab by select the leftmost of the bottom row of icons. ... Cash App offers free federal and state tax preparation in the United States.

Jan 2, 2024 · Download Cash App now and use the code DQDVLXG to get your free Cash App money. With Cash App free money code DQDVLXG, get a sign up bonus of up to $15. In addition, with direct deposit get an additional $100 and $50 cash Boosts. After that for each referral get $15. . Winfree

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The Cash App Glitch is a term used to describe a range of techniques or methods that some users claim can manipulate the Cash App system to their advantage. These methods allegedly enable users to earn unexpected cash bonuses, receive higher amounts in transactions, or even double their money.Open your Cash App and login to your account using your pin or biometric . Once logged in, tap on the banking icon at the bottom left of your screen. Tap on the Paper Money option under “ More Ways To Add Money ” heading. Option showing the Paper Money and the Bank Icon. Now tap on Show Barcode and on the following pop up click …Cash App, taking this into account, now offers its users investment options in stocks and Bitcoins. But that’s not all – news of Cash App giving away free money is … Instant Delivery. There's nothing like instant gratification, and with the daily addition of new servers you can count on us for instant delivery. Cash App Investing accounts are free to open and charge no commission fees when you buy or sell stock. Simply make your first stock purchase using the app to open an account. This is available to U.S. residents only. To open an account, you must be at least 18 years old and be able to provide the following:Cash App is the easy way to send, spend, save, and invest* your money. Download Cash App and create an account in minutes. SEND AND RECEIVE MONEY INSTANTLY AT …Transaction fees. The Cash App business account comes with transaction fees, as is typical with peer-to-peer business accounts. You'll pay a fee of 2.75% per transaction, which is slightly higher ...If you’ve recently changed either, you will need to sign in using the phone number or email connected to that account. To do so: Tap the profile icon on your Cash App home screen. Tap Sign Out. Then enter the phone number or email associated with the account you wish to access. Follow the prompts. If you have trouble logging in, contact Support.Bank like you want to. Pay anyone instantly. Set up automatic payments and savings in your fee free Cash App Savings account. No minimum balances or new accounts …There are a lot of scams out there, but here are 8 legitimate methods to get free money on Cash App. 1. Refer friends to Cash App and get paid with the Cash App referral program. One of the easiest ways to get free money on Cash App is to spread the joy by joining its referral program. Whenever someone signs up for Cash App using …Cash App will never charge you any overdraft fees for overdrawing your balance. Accounts may receive up to $50 in free overdraft coverage, but coverage limits for individual accounts will vary and can change over time. Currently, there is no action that can be taken to increase any account’s free overdraft coverage limit.To add a bank to your Cash App: Tap the Profile Icon on your Cash App home screen. Select Linked Banks. Tap Link Bank. Follow the prompts *Before this option is available, you will need to add a debit card. To modify a linked bank account: Tap the Profile Icon on your Cash App home screen. Select Linked Banks.Cash App Taxes also provides one year of audit defense for free. If you decide to file with Cash App again in 2024, the audit defense protection extends to three years. Taxpayers can file ...The Cash App Cash Card can be frozen and managed through the Cash App, so you can see all transactions easily. Key PayPal safety features include⁸: Encryption and fraud detection technology is in place to keep accounts safe. 2-factor authentication and payment verification processes are used.Receive and send money for free with Cash App. Pay anyone in using a phone number, email, or $cashtag. Send and receive stocks and bitcoin, too. Do more with your moneyWhat is Cash App Taxes? Credit Karma Tax was renamed Cash App Taxes on October 16, 2021, and is now part of Cash App. Cash App Taxes is here to provide you with smart, simple and 100% free filing tax filing. It's $0 to file both state and federal tax returns. Even if you're taking deductions or credits, it won't cost you a penny, ever..

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